Credit Analyst | Private Banking | UP4000 | Contract

Location: Raffles Place
Contract: 1 year (extendable/convertible based on performance & business needs)
Salary: $3,200 - $4,000
Working hours: Mon-Fri, 9AM-6PM

About the role

We are seeking a motivated and detail-oriented Credit Analyst to support the Private Banking Division, Wealth Credit team. This role offers strong exposure to credit risk management, securities financing, and private banking operations.

Key responsibilities

• Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution

• Support the maintenance and monitoring of exception handling for Private Banking clients

• Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks

• Perform regular reviews of securities eligibility and margin ability

• Assist with regulatory reporting and internal risk reporting requirements

• Identify opportunities to improve processes and enhance risk controls and operational efficiency

• Collaborate with stakeholders across business units to support product development and business initiatives

• Participate in User Acceptance Testing (UAT) for systems enhancements and new projects

• Maintain strong working relationships with internal stakeholders and team members

About you

• Min. Diploma/Degree in Banking, Finance, Business, or related discipline

• Min. 1-2 years of relevant experience in banking/finance

• Strong analytical and numerical skills with attention to detail

• Basic understanding of credit risk, securities, or financial markets is advantageous

• Good communication and stakeholder management skills

• Proficient in Microsoft Excel. Candidates with advanced Excel functions (Pivot Table, VLOOKUP, etc.) will be an added advantage

• Ability to work in a fast-paced and structured environment

• Proactive and eager to learn

• Strong sense of responsibility and risk awareness

• Team player with good interpersonal skills
  
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