Loans Officer (Loan Operations & Administration) – 1-Year Contract

Job Summary

Join a leading Chinese commercial bank as a Loans Officer on a 1-year contract, managing loan operations, credit documentation, regulatory reporting, and process improvements within an international banking environment.

Responsibilities

Loan Operations & Administration

• Review and interpret Facility Agreements, Letters of Offer, and credit documents to verify transaction eligibility and compliance
• Process loan drawdowns, rollovers, principal repayments, interest payments, and fee collections for bilateral and syndicated loans
• Prepare accurate SWIFT payment instructions for loan disbursements following established procedures
• Coordinate with Relationship Managers to resolve outstanding documentation and operational issues
• Maintain and organize loan records ensuring secure filing and easy retrieval

Trade Finance & Banking Operations

• Process and administer Bank Guarantees and Letters of Credit in line with bank policies and procedures
• Conduct AML/KYC checks to ensure compliance during transaction processing

Regulatory Reporting & Process Improvement

• Prepare local regulatory, internal, and Head Office reports meeting deadlines and compliance standards
• Collaborate with IT teams on banking system enhancements, upgrades, and User Acceptance Testing (UAT)
• Participate in operational projects and process improvements as assigned by management

Required competencies and certifications

• None explicitly stated

Preferred competencies and qualifications

• Bachelor’s degree in Banking, Finance, Business Administration, or related discipline
• Minimum 3 years’ experience in loan operations, loan administration, credit documentation, or corporate banking operations
• Familiarity with bilateral and syndicated loans, SWIFT payments, Bank Guarantees, or Letters of Credit
• Knowledge of AML/KYC requirements and banking operational controls
• Proficiency in Microsoft Office applications, especially Excel, Word, and Outlook
• Strong attention to detail, organizational skills, and ability to manage multiple tasks and deadlines
• Effective communication and interpersonal skills to collaborate with internal stakeholders and Relationship Managers
• Proficiency in English and Mandarin to communicate with Chinese-speaking stakeholders and the bank’s Head Office
• Proactive attitude, strong responsibility, and ability to work independently and collaboratively