Sales & Financial Advisory Associate (Graduate Development Programme)

Programme Duration: 6 Months

Experience Level: Entry Level

Company Overview

Our client is an established organisation within the financial services industry, offering structured professional training, mentorship and practical business exposure.

The six-month programme helps participants develop sales, client engagement and relationship management skills while building financial knowledge and exploring career pathways within financial services.

Role Overview

We are looking for motivated and personable graduates and early-career candidates to join as a Sales & Financial Advisory Associate under our Graduate Development Programme.

Throughout the six-month programme, participants will receive structured training in sales techniques, financial advisory concepts, business development and professional conduct.

You will learn how to understand client needs, communicate financial concepts and build professional relationships. Practical client-facing activities will be undertaken under appropriate supervision and only after meeting the applicable examination, regulatory and authorisation requirements.

Participants will have access to mentorship, training resources and lead generation support.

Key Responsibilities

Sales and Client Engagement

• Support outreach to prospective clients through provided leads, referrals and business development activities.
• Build and maintain professional relationships with clients and prospects.
• Learn to identify clients’ financial goals, priorities and needs under guidance.
• Coordinate client appointments and participate in meetings under appropriate supervision.
• Present relevant financial solutions only when appropriately qualified and authorised, in accordance with applicable requirements.
• Follow up on client enquiries and maintain accurate engagement records.
• Handle client information confidentially and follow company procedures.

Business Development and Performance

• Develop and maintain a pipeline of prospective clients.
• Participate in lead generation, outreach and networking activities.
• Track client appointments, follow-ups and business development progress.
• Work towards agreed activity and sales targets within the scope of authorised duties.
• Collaborate with mentors and team members to improve communication and client engagement approaches.

Professional Training and Development

• Participate in structured sales, product knowledge and financial advisory training.
• Complete the required examinations and fulfil applicable regulatory and authorisation requirements before undertaking regulated advisory activities.
• Attend coaching sessions and apply feedback to improve professional skills.
• Develop presentation, negotiation and relationship management capabilities.
• Learn and apply ethical advisory practices and relevant compliance procedures.

Requirements

• Diploma or Degree in Business, Finance, Marketing, Economics or a related discipline preferred.
• Candidates without prior experience are welcome to apply.
• Interest in sales, financial services and client relationship management.
• Good interpersonal, written and verbal communication skills.
• Comfortable engaging with new people and building professional relationships.
• Self-motivated, goal-oriented and receptive to feedback.
• Willingness to complete the required professional examinations and training.
• Comfortable working towards agreed activity and performance targets.
• Ability to handle confidential information accurately and professionally.
• Willingness to complete the full six-month programme.

Remuneration and Development Pathways

Participants may explore two remuneration pathways, subject to eligibility and programme terms.

Option 1: Full Commission Pathway

• Commission-based remuneration tied to eligible sales performance.
• Opportunity to develop a client portfolio.
• Earnings depend on individual performance and the applicable commission structure.

Option 2: Conditional Allowance Scheme

• Monthly allowance of up to $3,000, subject to meeting specified performance requirements.
• Progressive monthly performance targets apply.
• Lead generation support and training resources are provided.
• The allowance is conditional and is not a guaranteed basic salary.
• Eligibility, performance assessment and any repayment obligations are governed by the programme agreement.

Full details of the engagement terms, remuneration arrangements, performance conditions and any repayment obligations will be explained before participants select a pathway.

Career Development Opportunities

• Develop practical sales, financial advisory and client relationship management skills.
• Build financial knowledge, commercial awareness and professional communication capabilities.
• Access structured mentorship, training resources and lead generation support.
• Explore longer-term opportunities in sales and financial advisory, subject to performance, suitability and applicable requirements.
• Where an initial functional placement forms part of the participant’s agreed programme, consideration for opportunities in that business function may be available after programme completion, subject to performance, role availability and business requirements.

Only shortlisted candidates will be contacted.

This is in partnership with the Employment and Employability Institute Pte Ltd (“e2i”). e2i is the empowering network for workers and employers seeking employment and employability solutions. e2i serves as a bridge between workers and employers, connecting with workers to offer job security through job-matching, career guidance and skills upgrading services, and partnering employers to address their manpower needs through recruitment, training, and job redesign solutions. e2i is a tripartite initiative of the National Trades Union Congress set up to support nation-wide manpower and skills upgrading initiatives. By applying for this role, you consent to recruitSG’s PDPA and e2i’s PDPA.