Credit Analyst (LW)

Job Overview

Responsible for assessing the creditworthiness and financial performance of Corporate Banking clients, preparing credit papers, and supporting the Bank’s credit decision-making and risk management processes.

Responsibilities:

1. Credit Analysis

• Analyze financial statements, business performance, repayment capacity, and creditworthiness.

• Identify key credit risks, trends, and mitigating factors.

• Conduct financial modelling, forecasting, and cash flow analysis.

2. Credit Reports

• Prepare clear and well-supported credit reports and credit papers.

• Support credit applications, renewals, annual reviews, and approval processes.

• Ensure submissions meet internal credit policies and documentation standards.

3. Stakeholder Coordination

• Work closely with Relationship Managers, Credit Reviewers, and Credit Risk teams.

• Review financial forecasts, borrower information, and business updates.

• Communicate credit findings and recommendations clearly to stakeholders.

4. Industry & Portfolio Analysis

• Conduct sector and market research to assess industry trends and risks.

• Monitor borrower performance, financial covenants, and emerging credit risks.

• Support periodic credit reviews and ad-hoc assessments.

Job Requirements

• Bachelor’s degree in Finance, Accounting, Business, Economics, Banking, or a related discipline.

• Minimum 6 years of relevant credit analysis experience in banking, corporate/commercial banking, credit risk, or audit.

• Prior credit writing experience, preferably within Corporate Banking.

• Strong knowledge of financial analysis, financial modelling, accounting, and credit risk assessment.

• Good understanding of corporate lending, credit approval, and risk management.

• Strong communication, analytical, and stakeholder management skills.

• Proficient in spoken and written Chinese, with the ability to communicate effectively with Chinese-speaking Head Office counterparts.
  
  Interested candidates are encouraged to submit their resumes along with a cover letter outlining their relevant experience and achievements to [email protected] or click apply now!
  
  
  
  **We regret to inform that only shortlisted candidates would be notified**
  
  
  
  Talentvis Singapore Pte Ltd | EA License No: 04C3537
  
  EA Personnel Name: Wong Xin Tong | EA Personnel No: R26162902